2018 © First Canadian Financial Group. All Rights Reserved.
Vehicles today are built with thousands of specialized parts and hi-tech components. With the cost of repairs increasing an average of 5% per year, an expensive repair can put a strain on your financial health. Most manufacturer plans tend to cover the period of your vehicle’s life when things don’t break, and most often it’s not until after the manufacturer’s warranty period has expired that things start to go wrong.
A First Canadian Protection Plan (FCPP) can guard you against unplanned repair expenses.
Benefits Include:
Optional Coverage:
With our optional Guarantee Price Rebate (GPR) or Experience Based Refund (EBR) plan, you can apply for a rebate of your premium, up to $2,000, at the end of your plan’s term if no mechanical or other benefit claims were made on that plan.
The original plan holder must still be the registered owner of the vehicle at time of rebate application.
Your new vehicle or RV has to battle the wear and tear of our harsh Canadian climate. Strong UV rays, extreme heat or cold, snow and ice, rain and humidity, road salt, and pollutants can harm your car’s beauty and its functions.
Platinum Shield’s market-leading technologies will defend your vehicle or RV’s exterior and interior against harsh conditions.
*Not available for sale in the Province of Québec
Motor vehicle theft is one of the most common police-reported offences in Canada. According to Statistics Canada, in 2019, there were over 87,000 reported vehicle thefts across the country – that’s roughly 231 vehicles each day! Automobile theft costs Canadians approximately $1 billion per year.
Platinum Security Protection is an effective theft deterrent system to keep your car secure. The system has 3 key components:
Thieves avoid vehicles with the Platinum Security Protection because it increases the likelihood of getting caught, makes the vehicle harder to sell, and makes the parts less profitable to chop-shops. Unlike other theft deterrents, there is no monitoring fee and protection cannot be disarmed, disabled or disconnected. Coverage is renewable for a subsequent term, and transferable if you sell your vehicle. Coverage varies by province and vehicle type. Please speak to your dealer for program information.
*Not available for sale in the Province of Québec
Most vehicles today come with technologically advanced keys and remotes, and the cost to repair or replace and reprogram them can be unexpectedly steep.
Platinum Key & Remote Exchange provides up to 5 years of coverage for the costs associated with:
Platinum Key & Remote Protection comes with a 30-day money back guarantee (less any claims paid). Coverage is transferable if you sell your vehicle, and there are no deductibles for exchanges of OEM keys or remotes (a $50 deductible applies for exchanges of non-OEM keys or remotes). Platinum Key & Remote Protection is available for both new and used vehicles.
*Not available for sale in the Province of Québec
Over the course of their life, your tires will take a beating. Unfortunately, road hazards such as debris from other vehicles, nails and screws, fallen rocks, or broken glass can cause damage that prevents your tire or rim from even holding air.
Platinum Tire & Rim Protection provides up to 5 years of coverage for damage caused by road hazards, including:
Coverage applies to both original and replacement tires. Coverage is not prorated, is transferable, and there are no deductibles. Platinum Tire & Rim Protection is available for both new and used vehicles.
*Not available for sale in the Province of Québec
Do you experience a sinking feeling when you hear another car door open into yours? Or cringe when you see a grocery cart scrape the side of a car?
AutoGuard protects against these small but agonizing accidents. AutoGuard covers the cost to repair:
Autoguard can help maintain the value of your vehicle when you sell it, trade it in or return it at the end of a lease. There’s no deductible and claims won’t increase your insurance premium. Coverage is available for both new and used vehicles, and you get up to 12 services per year.
*Only available for sale in the Province of Québec
Protect yourself against depreciation
Be confident knowing that you won’t lose out if your vehicle is written off. Complementary Replacement Insurance allows you to replace your vehicle with a new vehicle of the current model year if written off during the coverage term.
Need repairs covered because of a collision or damage as a result of vandalism? Coverage ensures you can access new, original manufacturer’s parts (new vehicles only).
What about pre-owned vehicles? Coverage pays out an indemnity representing the difference between the actual cash value at time of loss and the marked-up value of your vehicle ensuring you can get a similar replacement vehicle.
What else can Replacement Insurance offer you?
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