First Canadian's creditor life insurance is designed to protect your family from the financial risks of an unexpected death.

If you die before your vehicle loan is fully repaid, First Canadian will pay off the insured balance owed directly to your lender. This leaves your family with an asset instead of a liability.

You are protected during the entire term of your loan (or a shorter period if you select short-term benefits). Premiums are low, and claims are easy.

First Canadian’s disability insurance is designed to protect you from the financial risks of an interruption in your ability to earn an income.

If you become sick or get injured, on or off the job, and are unable to earn an income, First Canadian will pay the insured monthly vehicle payment on your behalf directly to your lender so you can focus on healing without worrying about your vehicle payments.

Benefits continue for as long as you remain disabled, and you may claim as many times as necessary during the term of your coverage. Payments are made directly to your lender. A waiting period does apply, but benefits can be paid retroactively from the first day of disability if you choose that coverage. Partial payment options are available to match your coverage and premium to your needs.

First Canadian’s Critical Illness insurance is designed to complete your insurance coverage by protecting your lifestyle and assets from unknown health risks.

As you age, the risk of certain illnesses increases. If you are newly diagnosed with one of five triggering conditions and survive more than 30 days, our Critical Illness insurance protects your finances to prioritize your medical expenses or personal/family spending so you can focus on recovery. Like life insurance, a lump sum payment is made to reduce or eliminate your insured vehicle loan.

Benefits are available for a new diagnosis of:

• Life Threatening Cancer
• Heart Attack
• Stroke
• Major Organ Transplant
• Paralysis